A team to build the dream.

Higdon Insurance Group has over 25 licensed agents. We are separated into specialities to make sure we assist you in a timely manner and are an expert in your area of need. Everyone works together to deliver the most effective results for our clients.

Heath Lokey

Vice-President and Operations Manager

Shon Howard

Personal Financial Representative

Karen Carroll

Life Insurance Specialist

Kaye Ledrew

Senior Licensed Sales Professional

Carol Allred

Senior Licensed Sales Professional

Melissa Reifer

Senior Licensed Sales Professional

Siera Stegeman

Senior Licensed Sales Professional

Wes Cary

Senior Licensed Sales Professional

Tanisha Phipps

Licensed Sales Professional

Cody Conner

Licensed Sales Professional

Jessica Peppers

Licensed Sales Professional

Matthew Kilgore

Licensed Sales Professional

Corey Barkley

Licensed Sales Professional

Jonathon Allen

Licensed Sales Professional

Heather Noblitt

Customer Service Manager / Claims Specialist

Wendy Jenkins

Customer Service / Ccompliance Specialist

Susie Gutierrez

Customer Service / Bilingual

Teresa McCollum

Customer Service 

Kevin Biddle

Customer Service 

Pamela McGuire

Customer Service 

Alex Stanford

Customer Service 

Lyndsey McNay

Customer Service 

Let's get started.

Our team is here for you. We're excited to start brainstorming ideas for your website and marketing campaign. Schedule your free initial consultation to chat with a creation expert, inspire ideas, and learn how our process works.


Get to know us.

Higdon Insurance Group started off with Dan Higdon as a single agent in 1979. Over time, Dan began to add licensed agents to his team to serve more clients in our area. He formed Higdon Agencies as his team grew. Michael Higdon started in insurance in 2006 in a separate agency of his own. In 2012, Dan retired and Michael merged their agencies together and formed Higdon Insurance Group. Now, the group consists of 4 locations with over 25 licensed agents.

Higdon Insurance Group puts the customer's interest first and at the center of all they do. They are a leader in their industry consisting achieving top awards.

Meet Michael

This is Michael Higdon. He's our agency owner. Michael was born and raised in Albertville, AL. After graduating from Auburn University, he began his career in insurance in April of 2006. He now resides in Guntersville, AL. He has been married to his wife Jenny for 10 years and they have 3 beautiful daughters. He spends most of his time on marketing strategy, employee recruitment, and training agents.

Outside of work, Michael loves to spend time with his family and any type of outdoor activity or sport.

Our Process

Higdon Insurance Group works a little different than most insurance agencies. You don't get a cookie cutter approach. We tailor your insurance to your individal needs

We begin with a free insurance analysis and consultation to determine your insurance needs. From there, we'll run your quotes with the most possible discounts and coverage to suit your needs. Once you are ready to change companies, we will help make sure it goes smoothly.

After the sale, you aren't left with a 1-800-Number. We are there to assist you with changes to your needs and claims as they arise.

Long story short...

Our Goal is your 100% satisfaction! We want to be the last insurance agency you will ever need.

Let's work together

Our team is excited to start working with you on all your insurance needs. Get a free initial consultation to chat with a Licensed Sales Professional. 

Local Agents Connected Online.

Higdon Insurance Group is a full-service agency working serving customers in Alabama, Georgia, and Tennesse for over 40 years with 4 locations and over 25 employees. 

Higdon Insurance Group

How we help

We have a team of over 20 licensed agents in 4 offices waiting to assistance you with your insurance needs.

Auto Insurance

  •  Claim Satisfaction Guarantee
  •  Accident Forgiveness
  •  Safe Driving Deductible Reward
  •  Safe Driving Bonus

Home Insurance

  •  Replacement Cost Coverage
  •  ClaimRate Guard
  •  ClaimFree Bonus

Life Insurance

  •  Monthly Income Term
  •  Basic Term (No Medical Exams)
  •  TrueFit Term
  •  Universal & Whole Life

Let us be your Trusted Advisor.

Sure, you can get a quote in 15 minutes. But, is it the coverage you need? Is it enough? Am I missing someting? Am I only going to have a 1-800-Number to help me when I have a claim? Can I talk to the same person every time I call if I want to? Am I just another number or does someone care about me?

Take the guesswork out of insurance and do business with an agency that cares for you and your family. We will make sure you get all possible discounts with the best rate and coverage possible.


Helpful Videos

What Is Full Coverage?

What is Liability Coverage?

Meet your new team.

Let's hop on a quick, free call and talk about you, your ideas, and opportunities.



Auto Insurance

Home Insurance

Life Insurance

Condo Insurance 

Renters Insurance

Motorcycle Insurance

Business Insurance 

ATV Insurance

Boat Insurance

Want Quotes on multiple things or just want help?

Get in touch and we'll walk you through the details.



Guntersville Office

1024 Blount Ave Guntersville, AL 35976

(256) 582-1239 

Albertville Office

319-A Hwy 75 N Albertville, AL 35951

(256) 878-8787 

Huntsville Office

7535 Memorial Pkwy SW Huntsville, AL 35802

(256) 837-8740 

Hoover Office

2100 Data Park Ste 208 Hoover, AL 35244

(205) 988-5566 

We’re Excited To Meet You.

Stop by one of our locations to experience the passion and care within our luxurious facilities and welcoming staff. 

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